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Cym Jim · 11-20-2009, 03:38 AM

It's open enrollment time. . .

.

Ours? 21% Twenty one percent! We haven't figure out how much to pass down yet. We're probably going to have to offer some options - higher deductibles, higher premium contributions . . . should be interesting. It's going to hurt people.

21% **** me. And everything points to the same next year. If only we had elected a government who were fighting to address this problem. . .

Onward Obama. Get it done

.

IGGcitable · 11-20-2009, 06:42 AM

Quote:

Originally Posted by Cym Jim

It's open enrollment time. . .

.

Ours? 21% Twenty one percent! We haven't figure out how much to pass down yet. We're probably going to have to offer some options - higher deductibles, higher premium contributions . . . should be interesting. It's going to hurt people.

21% **** me. And everything points to the same next year. If only we had elected a government who were fighting to address this problem. . .

Onward Obama. Get it done

.

shuttup you socilist, the benevolent insurance companies know what's best for you (talk about death panels

).

MSULordyoda · 11-20-2009, 09:15 AM

If I stayed with exactly the same plan I have this year, I'm looking at about an 18% increase in my premium.

tuff bob · 11-20-2009, 09:15 AM

health, about 3%
dental, 50%. but the coverage doubled and my copays are less so I win big on that

tuff bob · 11-20-2009, 09:23 AM

Quote:

Originally Posted by Cym Jim

21% **** me. And everything points to the same next year. If only we had elected a government who were fighting to address this problem. . . .

when my property taxes go up 21% I'm told to eat it because that's what it costs to provide police and fire service, so eat it Cym Jim - that's what it costs to provide you with healthcare

Lomez · 11-20-2009, 11:31 AM

whine, whine, whine.

Fla. Spartan 79 · 11-20-2009, 11:50 AM

Quote:

Originally Posted by Cym Jim

It's open enrollment time. . .

.

Ours? 21% Twenty one percent! We haven't figure out how much to pass down yet. We're probably going to have to offer some options - higher deductibles, higher premium contributions . . . should be interesting. It's going to hurt people.

21% **** me. And everything points to the same next year. If only we had elected a government who were fighting to address this problem. . .

Onward Obama. Get it done

.

It's time to pay some big bonuses and dividends. What do you think you health care provider is, a non profit corporation?

graf703 · 11-20-2009, 12:12 PM

38%, mostly due to the Colorado General Assembly/Governor's decision to repeal a provision allowing for rebates for healty workforces.

spotdog14 · 11-20-2009, 12:14 PM

Ours is actually going down 7.15%

Green Cheesiest™ · 11-20-2009, 12:15 PM

Quote:

Originally Posted by graf703

38%, mostly due to the Colorado General Assembly/Governor's decision to repeal a provision allowing for rebates for healthy workforces.

So your insurance provider can't give you those premium rebates that they give to people who participate in healthy living type things?

graf703 · 11-20-2009, 12:25 PM

Quote:

Originally Posted by Green Cheesiest™

So your insurance provider can't give you those premium rebates that they give to people who participate in healthy living type things?

That is what our broker has told us. There was a 25% "healthy workforce" discount that was eliminated on the theory that a "unhealthy workforce" should not have to pay more.

Green Cheesiest™ · 11-20-2009, 12:30 PM

Quote:

Originally Posted by graf703

That is what our broker has told us. There was a 25% "healthy workforce" discount that was eliminated on the theory that a "unhealthy workforce" should not have to pay more.

So like smokers and obese people?

So everyone pays the same amount now?

graf703 · 11-20-2009, 12:37 PM

Quote:

Originally Posted by Green Cheesiest™

So like smokers and obese people?

So everyone pays the same amount now?

Correct, at least as to premiums on plans offered by employers/small businesses like mine. I don't know what changes, if any, were made relating to individual plans.

Lomez · 11-20-2009, 12:48 PM

it's not their fault.

tehfoiler · 11-20-2009, 01:33 PM

Unknown at this point since they are still in contract negotiations here at MSU. Likely thought PHP will have some type of cost attached to it, while currently it is fully funded whether you are single or have multiple dependents.

Ideally the situation would be that people who have multiple dependents should be required to pay more.

tjmania · 11-20-2009, 02:20 PM

Mandatory preventitive medicine:
People who want health care? Get a stress test. If they are fat, put them on medication and tell them they have 1 year to clean up their act. If they don't, tell them their premium will go up 25% y/o/y! If they do get healthier, their premium goes down.

Yes, I'm attacking fat people. TFB

GRR Spartan · 11-20-2009, 03:11 PM

Quote:

Originally Posted by spotdog14

Ours is actually going down 7.15%

And what aren't you getting or did your company jettison anyone over 50?

spotdog14 · 11-20-2009, 03:20 PM

Quote:

Originally Posted by GRR Spartan

And what aren't you getting or did your company jettison anyone over 50?

We are switching to a fully company funded HRA and a high deductible plan. This way we avoid employee contributions.

GRR Spartan · 11-20-2009, 03:30 PM

Quote:

Originally Posted by spotdog14

We are switching to a fully company funded HRA and a high deductible plan. This way we avoid employee contributions.

So if you get brain cancer you get to re mortgage or run up credit cards unless you have your high deductible sitting in an accessible account.

Unfortunately unless you are all making a nice wage that high deductible is a time bomb for those folks making $30K or less.

But on the bright side your company has successfully shifted more costs to you without the pay raise to balance out the shift.

A classic Thank you sir, may I have another.

Cym Jim · 11-20-2009, 03:37 PM

Quote:

Originally Posted by spotdog14

We are switching to a fully company funded HRA and a high deductible plan. This way we avoid employee contributions.

That's one of the options we're probaby going to give. I don't think anyone will take it though, maybe a couple of the young single people.

MasonDelhiGuy · 11-20-2009, 04:33 PM

Mine are up around 40% for my day job. My company is stumping big time for us to support baramacare in the hopes that they won't have to provide me with any benefits. Their thinking is it will save them millions.

Yeah, I ran right out and did that...

PRStoetzer · 11-20-2009, 04:35 PM

40.4% if I stay with the same plan this year.

spotdog14 · 11-20-2009, 05:07 PM

Quote:

Originally Posted by GRR Spartan

So if you get brain cancer you get to re mortgage or run up credit cards unless you have your high deductible sitting in an accessible account.

Unfortunately unless you are all making a nice wage that high deductible is a time bomb for those folks making $30K or less.

But on the bright side your company has successfully shifted more costs to you without the pay raise to balance out the shift.

A classic Thank you sir, may I have another.

How is this shifting the cost to the employee if the company 100% funds the high deductible? For me its a deductible of $2,500, and the company funds the HRA $2,500 for me, so after I run through that HRA $$ 100% of everything is covered.

Quote:

Originally Posted by Cym Jim

That's one of the options we're probaby going to give. I don't think anyone will take it though, maybe a couple of the young single people.

Its really not that bad if its fully company funded.

Left_Of_The_Dial · 11-20-2009, 05:14 PM

I never go to the doctor and don't pay much attention to the cost from year to year...but I just renewed my insured at work and didn't notice any discernible increase. The only reason I even pay a deductible or carry health insurance at all is because I realize that...sooner or later...the Illuminati are going to to send their goons after me.

I want to make sure I am covered just in case.

graf703 · 11-20-2009, 06:45 PM

Quote:

Originally Posted by GRR Spartan

So if you get brain cancer you get to re mortgage or run up credit cards unless you have your high deductible sitting in an accessible account.

Unfortunately unless you are all making a nice wage that high deductible is a time bomb for those folks making $30K or less.

But on the bright side your company has successfully shifted more costs to you without the pay raise to balance out the shift.

A classic Thank you sir, may I have another.

Let me guess, you have never owned a business and had to deal with things like rising expenses and making payroll. Rising expenses during times of flat or declining revenue are realities that dont go away by sleeping with das kapital under your pillow.